Pay zero fees on your first $10,000 of buys.

Limited time offer when you sign up today

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Banking for bitcoiners

The personal finance platform designed for your needs as a bitcoin holder.

Bold is a financial technology company, not a bank. Banking services are provided through JPMorgan Chase Bank, N.A., and Pathward, N.A.; Members FDIC.

Backed by world class investors

Your financial home as a bitcoin holder

Checking account

At Bold’s FDIC-insured1 partner bank.

Buy and sell bitcoin

With dollars held in your Bold checking account.

Insured bitcoin wallet

Insured up to $200M2 by Lloyds of London.

Debit card

Earn up to 10% BTC back on every swipe.

Lowest fees

Pay as low as 0.39% on bitcoin buys and sells.

Multisig vault

Collaborative custody. Zero monthly fees.

Trusted by users from

Everything you need to live life on bitcoin

A checking account for your dollars

Store your fiat in an FDIC-insured1 checking account.

Pay bills with ease.

Direct deposit your paycheck.

Buy and sell bitcoin instantly

Buy and sell bitcoin direct from Bold checking.

Pay as low as 0.39% in fees.

Zero added spreads.

Pay zero fees on your first $10,000 of bitcoin buys

Try Bold for zero fees. Upgrade your stacking experience to the next generation in personal finance.

Set recurring buys

Automate your bitcoin savings.

Dollar cost average with ease.

Set weekly or monthly buys.

Bold virtual debit card

Stack sats on every purchase.

Earn bitcoin rewards

Get up to 10% sats back on every category.

Level up and earn more rewards the more bitcoin you buy with Bold.

Earn bitcoin rewards on every purchase.

Spend dollars effortlessly

Link your card to Apple Pay or Google Pay.

Spend online or wherever Apple Pay or Google Pay is accepted.

Get the security of self custody, with Bold as a backup

Get the security of self custody, with Bold as a backup.

You hold two keys and Bold holds one, in a 2-of-3 multisig.

Achieve complete peace of mind with the Bold Vault, for zero monthly fees.

FAQs

We'd love to meet you. Book a free video consultation with Bold's CEO to learn how Bold can help you. Or, view all FAQs or learn more in the Knowledge Center.

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Disclaimers and footnotes

  1. Bold Technologies, Inc. is a financial technology company, not an FDIC-insured bank. Checking accounts are offered by Bold’s bank partner, JPMorgan Chase, N.A.; Member FDIC. Checking accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Bold’s partner bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Bold’s partner bank.
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  2. Bitcoin services and custody are provided by sFOX and sFOX SAFE Trust, a regulated Wyoming Trust Company. sFox SAFE Trust's insurance policy covers theft or loss of private keys of bitcoin stored in sFOX SAFE custody, up to a value of $200 million. The insurance Policy is provided by various syndicates at Lloyd’s of London, led by Arch Syndicate 2012.

The Bold virtual Visa Debit Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa, U.S.A., Inc. All other trademarks and service marks belong to their respective owners.

For terms and conditions of our rewards program, see the Bold Rewards Program Terms. Reward Accounts and bitcoin assets are not FDIC or SIPC insured. Bitcoin involves certain risks and may lose value.